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GAP Insurance is all about Peace of Mind. If your vehicle is written off or stolen whilst still paying off your finance, your car insurance may not be able to offer you the amount you still owe on the vehicle and be able to replace your vehicle. GAP or Guaranteed Asset Protection is designed to cover that financial gap. ​


On average, an incredible 60% of new cars lose their value within the first 3 years. It is this depreciation in value that makes it unlikely that the pay-out from your insurer would be as much as what you paid for the car. 

If you have existing finance on the car, you risk having to repay more than the amount the car has been valued at by your insurer if:

  • Your deposit for your finance agreement was small
  • You're paying your finance balance off slowly
  • If your financial agreement has a big 'optional final payment

GAP insurance gives you reassurance that if your vehicle is written off or stolen, you wont be owing any money on a vehicle you no longer have. ​

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Nissan Financial Services offer combined GAP Insurance. Terms & Conditions do apply but the outline of the product is below:

ProductCombined GAP Insurance has been designed to cover the ‘gap’ between the greater of the motor insurance settlement or the market value of the insured vehicle and either the amount you paid for the vehicle, or the finance early settlement balance payable to the finance company if the insured vehicle is declared a total loss within the period of cover.
Features & BenefitsThere is no Maximum Vehicle Age

Dealer Fitted Accessories are covered up to £1,500

  • Additional benefits
  • Covers up to £250 vehicle insurance excess
  • Available for purchase up to 90 days after vehicle invoice date
  • Available for vehicles with a maximum net invoice value of up to £85,000
  • Maximum claim limit: Up to Vehicle Purchase Price
  • Vehicle must be insured under a comprehensive motor insurance policy
  • Provides cover for vehicles that have been written off or stolen
  • Transferable (subject to Ts & Cs)
  • Additional Drivers Covered (subject to Ts & Cs)
  • Up to £500 contribution to a hire car